Last Updated: 19/11/2024

Welcome to Lend-In Limited (“we,” “our,” or “us”). By accessing or using our website lend-in.io, you agree to comply with and be bound by these Terms & Conditions. If you do not agree with these terms, please refrain from using our services.

1. Use of the Website

1.1. You must be at least 18 years old and a UK resident to use this website.
1.2. Our website provides a comparison service for business finance options, including loans. The information is intended for guidance only and does not constitute financial advice.
1.3. You agree not to use the website for any unlawful purpose, including but not limited to:

  • Distributing harmful software;
  • Collecting data from other users without consent;
  • Violating applicable laws or regulations.

2. Our Role

2.1. We are a broker, not a lender. Our role is to provide you with access to third-party finance providers.
2.2. Any agreement you enter into with a lender is between you and them. We accept no liability for the terms or performance of these agreements.

3. Accuracy of Information

3.1. We strive to ensure all information on our website is accurate, but we cannot guarantee its completeness or reliability.
3.2. Finance options may change without notice. Please verify all terms with the lender before proceeding.

4. Intellectual Property

4.1. All content on this website, including text, graphics, logos, and software, is our property or licensed to us and is protected under UK copyright laws.
4.2. You may not reproduce, distribute, or use any content from this website without prior written consent.

5. Limitation of Liability

5.1. We are not liable for any direct, indirect, or consequential losses arising from your use of this website or reliance on its information.
5.2. Nothing in these Terms & Conditions limits your statutory rights as a consumer.

6. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the content or privacy practices of these external sites.

7. Governing Law

These Terms & Conditions are governed by the laws of England and Wales. Any disputes shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Privacy Policy

Effective Date: 19/11/2024

Lend-In Limited is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your personal information.

1. Information We Collect

We may collect the following types of information to provide our services and assist with your business loan application:

1.1. Personal Information:

  • Name, email address, phone number, and address.

1.2. Business Information:

  • Business name, type, registration number, trading address, and turnover.
  • Financial data, such as profit and loss statements, bank account details, and tax returns.

1.3. Documentation Required for Loan Applications:

  • Proof of identification (e.g., passport, driving licence).
  • Business bank statements.
  • Company accounts or management accounts.
  • VAT returns (if applicable).
  • Credit reports.
  • Business plan (if required by the lender).
  • Any additional documentation specified by the lender.

1.4. Technical Data:

  • IP addresses, browser type, and usage patterns collected through cookies and similar technologies.

2. How We Use Your Information

We use your information to:

Comply with legal and regulatory requirements.

Assess your business loan eligibility and match you with suitable finance providers.

Process and forward your application to relevant lenders.

Improve our website and user experience.

3. Sharing Your Information

We may share your data with:

  • Trusted third-party lenders and brokers to facilitate your loan comparisons;
  • Service providers who support our website operations;
  • Regulatory or legal authorities when required by law.

4. Data Retention

We retain your data only as long as necessary for the purposes outlined in this policy or as required by law.

5. Your Rights

You have the right to:

  • Access your data;
  • Request corrections to inaccurate information;
  • Request deletion of your data, subject to legal obligations;
  • Withdraw consent for marketing communications.

6. Cookies

For details about cookies, please see our Cookie Policy below.

7. Contact Us

For any questions or concerns about this Privacy Policy, please contact us at:
Email: info@lend-in.io
Phone: 020 3965 0011

Cookie Policy

Last Updated: 19/11/2024

This Cookie Policy explains how we use cookies and similar technologies on our website.

1. What Are Cookies?

Cookies are small text files placed on your device to collect standard internet log information and visitor behaviour data.

2. Types of Cookies We Use

  • Essential Cookies: Necessary for website functionality.
  • Performance Cookies: Help us understand how visitors interact with our website.
  • Marketing Cookies: Used to deliver relevant ads and track effectiveness.

3. Managing Cookies

You can manage your cookie preferences through your browser settings. Disabling certain cookies may affect the functionality of our website.

4. Third-Party Cookies

We use third-party services like Google Analytics, which may place cookies on your device. Please refer to their privacy policies for more details.

5. Contact Us

If you have questions about our use of cookies, please contact us at info@lend-in.io