At Lend-In, we are committed to helping businesses secure the financing they need to grow and succeed. Based in London, UK, we bring over 7 years of lending experience, with an extensive knowledge of every lending solution available on the market. Our founder, with a wealth of experience in the industry, started Lend-In back in September 2023 to create a lending service that puts clients' needs first.

Compare buisness loans across the UK lending Market

Find business funding that fits your cash flow – with no impact on your credit score.

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Rated by UK businesses

Trusted by UK businesses across hospitality, construction, retail, healthcare, and professional services.

Customer Voices

We’re trusted with a proven track record of effortlessly funding our clients.

"Jordan set up a revolving facility that bridged the payroll gap in 24-hours!"

Samuel

Recruitment

"Well done Lend-In. We had bad experiences with brokers, but Jordan changed that. Gave it one last shot; he’s the best by far."

Gerard

Podcast Station

"CIS and material costs tightened our cash flow. Lend-In secured a fast, low-repayment loan!"

Bradley

Construction

"Delays in client payments slowed us down. Lend-In arranged fast funding with low repayments!"

Ben

Software

"The Lend-In team are a team of trained experts, we were funded on the same day"

Stuart's Lend-In testimonial

Stuart

Van Hire

"Jordan and the team sourced a solution that was efficient with no hidden fees!"

Lewis

Anthony

Retail

"Using Lend-In ensures complete comfort and confidence in our loan."

Louis Lend-In testimonial

Louis

Health Care

"We needed to hire fast, Jordan secured a Flexi Loan we could draw in stages and repay early without fees."

Rachael

Education

"Stock tied up cash and we missed deals. Lend-In set up a revolving line to draw and repay as needed. We’re thrilled!"

Makhan

Wholesale

"I’ve known Jordan since MarketFinance/Kriya. His lending knowledge is truly second to none."

Alister

Cyber Security

"I’ve worked with Jordan for years. His expertise in financing has helped us keep our coffee supply smooth and growing."

Joseph

Coffee Distribution

"Lend-In helped us secure funding to refurbish rooms and improve care standards. The process was smooth."

Luisa

Care Home

"We were out of time. I applied directly with no luck. Lend-In got it done in 48 hours. Thank you Jordan!"

Ed

IT Solutions

"Jordan’s support gave us the funding to expand our sessions and invest in new coaching talent, game changer."

Jermain

Fitness Coaching

"It was the day before New Year’s Eve. Cash was tight, but Lend-In gave us two funding options within 24 hours!"

Anita

Convenience Shop Owner

"Construction loans are always a headache. After 7 years as CFO, Lend-In was the first to make it easy by comparing the best options for us."

Andreea

Construction

"I met Jordan in Birmingham, Lend-In’s platform let me compare all my lending options in under a week. Best on the market by far."

Richard

Café Owner

How It works

1
Quick & easy form
2
Compare Tailored offers
3
Select what suits you best
4
Receive Funds Fast

Why Businesses Choose Lend-In

Traditional brokers often focus on placing a deal quickly. Lend-in focuses on finding funding that actually fits.
Lend-In
Traditional Brokers
Full Market Access
Limited Lender Panels
Affordability Focus
Approval Driven
No Comparison Fees
Added Fees
Soft Search Only
Early Credit Checks

Clarity Before You Commit

Clear Repayments

Understand your repayment schedule

Total Cost Visibility

See the full cost upfront

Flexibility Options

Know your early repayment choices

No Obligation to Proceed

Your Choice, Your Decision

Calculate Offer
Loan Amount (£)
Interest (APR %)
Term Length
Rates from 6.99% per annum via our lender panel. Final rates, fees and terms subject to approval and eligibility. Based on average lowest-risk businesses and current fees, which may change.

Our Values - Built for Businesses

Transparency Without Hidden Costs

Transparency Without Hidden Costs

Choosing a business loan should be clear and straightforward, not confusing.

We believe businesses should understand the full cost of borrowing before making a decision. That means seeing interest rates, repayment amounts, and total loan costs upfront, with no hidden fees and no obligation

Our role is to help businesses compare business loan options clearly and transparently, so you can make an informed decision with confidence.

Responsible & Suitable Business Funding

Responsible & Suitable funding icon

Access to finance should strengthen a business over the long term, not place it under unnecessary pressure.

We focus on responsible business lending, ensuring every funding option is affordable, appropriate, and aligned with your business needs. This means taking the time to assess what genuinely works for your cash flow and future plans.

Rather than pushing approvals, we prioritise suitability. Our aim is to help businesses secure sustainable funding that supports growth, improves cash flow, or enables investment with confidence.

Full-Market Business Loan Comparison

Full-Market Business Loan Comparison

Unlike traditional brokers or banks that offer only a single product, we compare business loans and funding solutions across the UK commercial market.

By working with pre vetted UK lenders, we help businesses review multiple funding options, including term loans, flexible credit, and cash flow finance. This allows you to choose the solution that fits your business best, based on suitability rather than sales driven recommendations.

Why These Values Matter When Comparing Business Loans

  • Clear repayment structures before you proceed
  • No comparison fees
  • Faster access to funding
  • Soft credit searchesonly
  • Faster access to funding
Check Your Funding Options

✓ Soft search only   •   ✓ No comparison fees   •   ✓ Pre-vetted UK lenders

One Platform, More than 1 Result

98 %

Lend-In Approval Rate

At Lend-In, we help UK businesses compare business loans quickly, securely, and with complete transparency. Our platform connects you with trusted, pre-vetted lenders across the UK commercial finance market.

Whether you need working capital, expansion funding, invoice finance, or a flexible business loan, we provide tailored funding options designed around your affordability and growth plans.

We combine smart technology with personalised support, ensuring you receive clear comparisons on rates, terms, and total repayment, with no hidden fees and soft credit searches only.

UK businesses choose Lend-In because we prioritise:

  • Transparent lending
  • Responsible funding
  • Regulated lenders
  • Fast Funding

If you're searching for business loans in the UK or want to compare SME finance options confidently, Lend-In makes the process simple and secure.

Start your business funding comparison today and discover the right solution for your growth.

OUR TEAM

Meet the CEO

Experience unmatched lending with Lend-In. We go the extra mile to deliver the best solutions for your business. Apply in under 2 minutes and get started today!

Jenny Wilson

Marketing Advisor

Guy Hawkins

Business Analysis

Robert Fox

Relationship Manager

Jacob Jones

Finance Director

Kristin Watson

Sr. Developer

Wade Warren

Motion Designer

Essential Guides and Blogs on Business Funding

Lend-In’s blog offers clear, reliable insights on business finance, guiding UK businesses through loan options, cash flow strategies, and funding applications.

With practical advice and industry updates tailored to support growth, each post empowers you to make confident financial decisions. Our blog provides expertise, authority, and transparency; ensuring you have trustworthy resources at your fingertips.

Explore Lend-In’s latest blogs today and find the financial insights your business deserves.

Frequently Asked Questions

Will checking my business loan options affect my credit score?

No. When you check business loan options through Lend-In, we carry out soft credit searches only, which do not affect your personal or business credit score. A hard credit check may only be required if you decide to proceed with a specific lender and formally accept an offer.

No, Lend-In comparisons are free to use. We do not charge comparison fees or introduce hidden costs.
All interest rates, fees, repayment terms, and total borrowing costs are clearly disclosed upfront by lenders before you make a decision.

Banks typically assess applications against one product and strict internal criteria, which can be slow and inflexible.

Lend-In compares multiple business loan and business funding solutions from a panel of pre-vetted UK lenders, allowing you to review different options such as:

  • Business loans
  • Flexible credit facilities
  • Cash-flow funding
  • Growth and expansion finance

This comparison-led approach is often significantly faster than banks, with decisions frequently made in days rather than weeks — while giving you more choice and transparency.

Timescales vary depending on the lender and information provided. However, many businesses receive a decision within 24–48 hours, with funds paid shortly after approval.
Our process prioritises speed, suitability, and responsible lending, without unnecessary delays.

No. Submitting an application allows you to view and compare available business loan options only.
There is no obligation to proceed, and you remain in full control of whether you accept any offer.

What information is required to apply?

Most applications require:

  • Basic business details
  • Recent business bank statements

The application is designed to be quick and straightforward, typically taking under five minutes to complete.

Yes. Many businesses use Lend-In after being declined by their bank. Because we compare multiple lenders and funding structures, alternative solutions may still be available depending on your circumstances.

Yes. All information is handled securely and confidentially, and used solely for the purpose of assessing your business funding options. Data is processed in line with UK data protection standards.

  • Compare business loans across the UK market
  • Pre-vetted, trusted UK lenders
  • No comparison or broker fees
  • Soft credit checks only
  • Fast decisions and funding
  • Clear repayment visibility before proceeding

Ready to find the best funding for your business?