Last Updated: 03/10/2025
Cookie Policy
Introduction
Lend-In Limited (“Lend-In”, “we”, “us”, “our”) uses cookies and similar technologies on www.lend-in.io and any associated subdomains (the “Site”). This Cookies Policy explains what cookies are, how we use them, and how you can manage your preferences.
By continuing to browse the Site, you agree to our use of cookies as set out in this policy, unless you change your settings.
What are cookies?
Cookies are small text files placed on your device (computer, tablet, or phone) when you visit a website. They are widely used to make websites work more efficiently and to provide information to site owners. Cookies can be:
- Session cookies – temporary and deleted when you close your browser.
- Persistent cookies – remain on your device until they expire or you delete them.
- First-party cookies – set directly by Lend-In.
- Third-party cookies – set by external providers, such as analytics or advertising partners.
How we use cookies
We use cookies for the following purposes:
- Essential cookies
- Necessary for the operation of our Site. Without them, services you request (such as completing applications or navigating securely) cannot be provided.
- Performance and analytics cookies
- Help us understand how visitors use our Site, allowing us to improve performance, functionality, and user experience. For example, we use Google Analytics to collect anonymised statistics about page visits, time spent on the Site, and traffic sources.
- Functionality cookies
- Remember your preferences (such as login details or form entries) to provide a more personalised experience.
- Advertising and targeting cookies
- May be used by us or third-party partners to deliver relevant adverts based on your browsing behaviour and to measure campaign effectiveness.
Cookies we use
Below is a list of cookies that may be used on our Site. We keep this list updated as our technology and partners change.
| Cookie Name | Provider | Purpose | Expiry | Type |
|---|---|---|---|---|
| PHPSESSID | Lend-In (first-party) | Maintains a visitor’s session during browsing; essential for site functionality. | End of session | Essential |
| _ga | Google Analytics | Tracks visitors and generates statistical data on how the site is used. | 2 years | Analytics |
| _gid | Google Analytics | Distinguishes users and sessions for analytics reporting. | 24 hours | Analytics |
| _gat | Google Analytics | Limits the rate of requests (throttle request rate). | 1 minute | Analytics |
| _fbp | Meta (Facebook) | Delivers targeted ads and measures ad performance. | 3 months | Advertising |
| utm_* | Google / Campaign Tracking | Stores campaign tracking info (e.g., from links in ads or emails). | End of session | Analytics |
| _hjSessionUser* (if used) | Hotjar | Records anonymised behaviour to help improve website usability. | 365 days | Analytics |
| _hjIncludedInSample* (if used) | Hotjar | Determines whether a visitor is included in user-behaviour sampling. | 30 minutes | Analytics |
Managing cookies
You can manage or disable cookies at any time through your browser settings. Please note that disabling certain cookies may limit the functionality of our Site.
Guidance for popular browsers:
- Google Chrome
- Safari
- Firefox
- Microsoft Edge
For more information on cookies, visit www.allaboutcookies.org.
Your consent
When you first visit our Site, a cookie banner will appear asking you to accept or manage your preferences. By clicking “Accept All” you consent to the use of all cookies. You can reject non-essential cookies or adjust your choices at any time.
Changes to this policy
We may update this Cookies Policy from time to time. Updates will be posted on this page with a new “last updated” date.
Contact us
If you have any questions about our use of cookies, please contact us:
📧 info@lend-in.io
📍 Lend-In Limited, 86–90 Paul Street, London, EC2A 4NE, United Kingdom
Company No: 14796479